If you work in a practice area serving a population with specialized healthcare needs, your clients may be relieved to learn of a new healthcare coverage plan now enrolling uninsured Colorado residents with pre-existing conditions.
GettingUSCovered is part of the national healthcare reform mandated by the recent passage of the Patient Protection and Affordability Act of 2010. It is a statewide program funded through federal dollars and member premiums, and gives previously “uninsurable” Colorado residents affordable options for obtaining heathcare insurance coverage.
Applications for enrollment are processed on a first-come, first-served basis, with coverage going into effect on September 1. For more information about eligibility requirements or to complete an application, go to GettingUSCovered.org.
Applicants who are ineligible for coverage under the GettingUSCovered plan may wish to apply coverage through CoverColorado. Both plans are high-risk pools, but CoverColorado accepts applicants who have had healthcare coverage within the past six months, while GettingUSCovered is limited to those without healthcare coverage in the previous six months. A brief questionnaire appears on both websites to help individuals determine which program is appropriate for them. Neither program is income dependent or needs based for qualification.