August 16, 2018

Colorado Supreme Court: “Suicide, Sane or Insane” Means Intentional Commission of Self-Injurious Act

The Colorado Supreme Court issued its opinion in Renfandt v. New York Life Insurance Co. on Monday, June 4, 2018.

Life insurance Policies—Suicide Exclusion Clauses.

In this opinion, the Supreme Court answered a question of state law certified by the U.S. District Court for the District of Colorado. The Court was asked to interpret the meaning of the words “suicide, sane or insane” when used in life insurance policies. The Court concluded that, under Colorado law, a life insurance policy exclusion for “suicide, sane or insane” excludes coverage only if the insured, whether sane or insane at the time, committed an act of self-destruction with the intent to kill himself.

Summary provided courtesy of Colorado Lawyer.

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